financial aid office massbay

 Welcome to MassBay Community College.

Alternative Financing

Alternative Loans  

MassBay offers several private loan financing options to students and families who have needs that cannot be met with federal or state financial aid. Loan approval is based on credit-worthiness and ability to repay the loan. Additional information about these loan programs is available from the Financial Aid Office and from participating lenders.


Federal Direct Plus Loans
PLUS loans enable parents with good credit histories to borrow to pay the education expenses of each child who is a dependent student enrolled at least half-time. The yearly limit on the Federal Direct PLUS Loan is equal to the cost of attendance minus any other financial aid received. 

Click here to apply for your PLUS Loan or request information directly from the participating lender.